Virtual Credit Card

If you are thinking that a prepaid credit card could be the answer to your prayers but only need something to use Online then a virtual credit card could be just what you are looking for. This virtual plastic comes in Mastercard and Visa flavour just like your regular cards and can be used for all the things you would normally like to purchase Online, whether that is buying something from Amazon, Ebay or paying for a subscription to your favorite web community.

As you can probably guess from the name when you get yourself a virtual credit card you will not actually get a solid object which you can hold in your hand. You will get a 16 digit number, an IBAN number, an expiry date and a security code just like the real thing so you can use it in exactly the same way.

Why use a virtual credit card

There are a couple of reasons why someone may choose to use a virtual credit card for transactions they make on the Internet. The first of these is the same reason that someone would use a standard prepaid credit card. That is they may not be able to access regular credit cards due to having a bad credit rating or may be too young to apply for such a thing.

THe other reason is that many people are still concerned about using their cards Online fearing that they could be a victim of fraud. With the virtual number you can load it up with a minimal amount of cash knowing that you can lose no more than that in the unlikely event that someone was ever to get a hold of your details.

Where to get your virtual money

The simplest way to get one is to apply Online. I know what you’re thinking, what’s the point of using a card Online to buy a virtual card to use Online? Well you can buy them online by sending a text message to the provider which make a charge to your mobile bill, or you can use a 360money e-voucher. Once you have a card in your possession you can reload with more money it whenever you want at the post office, by bank transfer or at places where you see the PayPoint Logo. IF you are in the UK then I suggest the first place you look when looking for a virtual credit card is Virgin. They offer reasonable prices, good service and you know your not going to get ripped off.